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Few Self-Insured Plans Will Escape Paying Reinsurance Fees

Only self-insured plans that completely self-administer claims payments and plan operations will avoid paying onerous transitional reinsurance fees. If a self-insured health plan does no more than determine eligibility, it will have to pay, according to Jeffrey Endick, an attorney with Slevin & Hart in Washington D.C. An exception exists to the onerous fee $63 per-member-per-year fee: Self-insured […]

Cafeteria Plans Can Help Employers Avoid Pay-or-Play Penalties

Employer contributions to a Section 125 cafeteria plan can be deducted from the employee’s cost of a health plan for purposes of determining the affordability of coverage, final IRS rules on minimum essential coverage published on Nov. 26 (79 Fed. Reg. 70464) stipulate. In order to be deducted, the café plan benefit must not be […]

Health Coverage Premium Subsidies Need Boost, Says White House

Premium subsidies for health insurance coverage under the Health Care Tax Credit (HCTC) program may get a boost due to an agreement being negotiated between the White House and Congress. The HCTC program was enacted as part of the Trade Act of 2002. As originally enacted, it provided a 65-percent tax credit for qualifying health […]

DOL interpretation tackles FMLA rule on caring for adult children

A new U.S. Department of Labor (DOL) Administrator’s Interpretation has been issued to clarify who qualifies as an adult “son or daughter” whom an employee may take unpaid leave from work to care for and rely on the job protections of the Family and Medical Leave Act (FMLA). An adult son or daughter must meet […]

Consider the Big Picture Before Terminating Pregnant Employees

An employee takes pregnancy-related medical leave. While she’s out, you discover that she falsified certain time sheets and billing records. On the day she’s set to return from leave, you instead tell her that she’s being terminated. The employee sues for pregnancy discrimination. Should you be worried? You should think long and hard before terminating […]

Helping Workers Deal With Financial Stress

The current recession has taken its toll on the United States, and many Americans are still fighting to stay financially afloat.  Consumer confidence is down. According to the American Bankruptcy Institute,  consumer bankruptcies rose by  24 percent nationwide in August from the same period a year ago, and during the first six months of 2009, […]

Online—Can’t Prohibit the Bad, Can’t Allow the Good?

Is that right? You can’t prohibit employees from saying bad things online, yet you also can’t allow them to say good things? To some extent, that’s true, says attorney Peter Lowe. Lowe, who is a partner at Brann & Isaacson in Lewiston, Maine, offered his tips at the BLR’s Advanced Employment Issues Symposium, held recently […]