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Health Benefits: New Strict Time Limits For Claims And Appeals

New Department of Labor regulations on health benefit claims and appeals procedures reduce the time allowed for processing claims and reviewing claim denials. The rules apply to claims filed on or after Jan. 1, 2002, under all ERISA-governed health plans including employer-provided health programs such as dental and vision coverage, disability plans and HMOs.

Employer Match May Matter Less Than Threshold, Study Finds

By Jane Meacham Many employers match a percentage of employees’ contributions to their retirement funds. But what impact does that match have? A new academic study found that participation and contributions in U.S. employer-sponsored retirement plans increase when a matching contribution is offered but that the match’s impact on savings is less significant than other […]

DOL Issues Model Notice/Guidance on Exchange Options, also Updates COBRA Election Notice

Employers wanting to get an early start on providing a required notice to employees of coverage options under health insurance exchanges just got some help from the federal government. On May 8, the U.S. Department of Labor issued a model notice for employers may use now — but must use beginning Oct. 1, 2013. The […]

Christmas Wish

On Saturday, a friend and I were returning home from a hunting trip with our two sons. About halfway home, on our four-hour-plus trip, we stopped for gas and to grab a sandwich. After filling up the truck with gas, I sat outside the sandwich shop waiting for my friend and the two boys to […]

Legislation: What’s Coming for 2008

On October 14, Gov. Schwarzenegger wrapped up his review of pending measures, signing bills that are of interest to employers and vetoing many others. Join the Employer Resource Institute and noted California employment law experts on December 10-12 at the historic Claremont Hotel in Berkeley, California, for a full rundown on legislation California employers need […]

Mental Health Parity Measure Part of Bailout Package

A mental health parity measure has been passed in Congress as part of the $700 billion financial rescue package. The measure requires covered employers that provide health plans to cover mental illness and substance abuse on the same basis as physical conditions. President George W. Bush signed the financial package on Friday, October 3. The […]

Employment Law Tip: Direct Deposit—Don’t Force It

Direct payroll deposit can be a real timesaver for employers and employees alike. But did you know that California law prohibits employers from requiring employees to use direct deposit for their paychecks? Specifically, Labor Code Section 213 makes it clear that employers can use direct deposit, but only when the employee voluntarily authorizes it. Additional […]