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Workers’ Compensation: Insurance Commissioner Recommends Further Rate Reductions

Insurance Commissioner John Garamendi has announced he will recommend a 16.4 percent decrease in the workers’ compensation pure premium rate for policies starting on or after July 1, 2006. This recommendation is the latest in a string of recommended rate reductions since July 2003, when workers’ comp reforms went into effect. The cumulative recommended reductions […]

News Notes: Self-Insured Employer On The Hook For Insolvent Insurer’s Portion Of Workers’ Comp Benefits

As some workers’ comp insurers struggle to stay afloat, you may be wondering what would happen if yours became insolvent. In a recent case, a Denny’s employee’s work-related cumulative injury occurred over a one-year period that overlapped two months with the time Denny’s was self-insured for workers’ comp. During the other 10 months, Denny’s was […]

News Notes: EEOC Approves Proposal To Exempt Retiree Health Plans From Age Bias Rules

The Equal Employment Opportunity Commission has approved a rule that would allow employers to reduce or cut retiree health benefits once a retiree becomes eligible for Medicare or a comparable state-sponsored health benefit—without violating the Age Discrimination in Employment Act. According to the U.S. General Accounting Office, 10 million retired employees age 55 and over […]

News Notes: NIOSH Recommends Ways To Prevent Work-Related Roadway Deaths

The National Institute for Occupational Safety and Health (NIOSH) has published a new report with practical recommendations for how employers can prevent work-related roadway crashes, which have become the leading cause of job-related fatalities nationwide. The tips are useful not just for companies that employ full-time professional drivers such as truckers but also for employers […]

News Notes: Court Upholds DA’s Pregnancy Retaliation Claim

Laura Akers, a deputy district attorney for San Diego County, had an excellent reputation for her work in the El Cajon domestic violence unit. But after Akers became pregnant, she was transferred to a misdemeanor unit. When she complained, her next performance review called her incompetent, inefficient and dishonest. Akers sued the county for gender […]

News Notes: Consumer Privacy Law Takes Effect

As of July 1, 2003, a new law will require California businesses to disclose security breaches of computerized personal data. You will have to inform a California resident when you have a reasonable belief there’s been unauthorized access to their unencrypted personal information i.e., the person’s first name or initial and last name, in combination […]

News Notes: Interest Rates Limited On Benefit Plan Loans For Service Members

Under a little-known federal law—the Soldiers’ and Sailors’ Civil Relief Act—the maximum interest rate that may be charged to active military service members for obligations incurred before active duty is limited to 6%. And now the federal Pension and Welfare Benefits Administration has announced that this interest cap applies to employee benefit plan loans. Federal […]

Bulletin Item: OSHA Releases Draft Ergonomic Regulations for Poultry Industry

The Occupational Safety and Health Administration is seeking comments on its recently released regulations for poultry processing facilities. The regulations include an overview of injuries common to this industry, ways to develop and implement safety strategies, and examples and tools available to improve ergonomic practices. Comments are due by Aug. 4, 2003.

Making the Most of Military Experience

In yesterday’s Advisor, we presented several tips on hiring veterans. Today, help with cultural distinctions, plus an introduction to the “lawsuit preventer,” audit checklists. Understand Cultural Distinctions to Help Vets Feel Comfortable There are some important cultural distinctions to keep in mind when a member of the armed services transitions into the civilian workforce. First […]